None of us like to think about the worst happening. That's why it's essential to have life insurance. An excellent policy could easily help cover mortgage and childcare costs as well as help secure a good education for your children or grandchildren and safeguard your loved ones from inheriting your debts.
Unfortunately, a shocking number of Americans do not have life insurance, which could leave their family financially devastated if the worst should happen.
The reason, according to recent studies, is most people think they have to pay three times more for life insurance than they need to. The reality is, you can find very inexpensive policies if you know where to look.